Blockchain & Web3 Development Company in Jeddah

Sharia structuring and audit depth are the two levers on a Jeddah chain budget: a scoped blockchain proof of concept at Jeddah rates, a production tokenisation platform for Red Sea Project real estate or a SAMA-regulated trade-finance corridor, or a full enterprise rollout integrating Saudi National Bank, Bank Al Jazira, Jeddah Islamic Port, FASAH, and ZATCA platforms. Scope drivers include Sharia structuring, a permissioned Hyperledger Fabric or EVM-based prototype, an internal demo for your Sharia board and risk committee, an AAOIFI Standard 59 compliance memo, a CertiK or Hacken audit, NCA ECC and CSCC control mapping, and Arabic-English operator documentation. We quote fixed-fee in Saudi Riyals rather than open time-and-materials, so Bin Laden Group, Savola, and Almarai finance teams can budget against a single number that survives quarterly review.

Every Jeddah engagement opens with a Sharia structuring workshop reviewing the proposed contract for riba (interest), gharar (excessive uncertainty), and maisir (gambling) exposure under AAOIFI Sharia Standard 59 on digital assets, plus Capital Market Authority guidance where the token classifies as a security. We implement Murabaha, Ijara, Mudaraba, and Sukuk structures as smart contracts rather than wrapping conventional interest-bearing logic in Arabic labels, with profit and loss sharing, asset-backing, and ownership transfer enforced on-chain. The Sharia board of Saudi National Bank, Bank Al Jazira, or Islamic Development Bank reviews the code path, the parameter table, and the failure modes, and signs off in writing before mainnet deployment. Every release ships with a Sharia compliance memo a member of your internal board can defend in front of AAOIFI or the SAMA Sharia committee.

Saudi Arabia does not prohibit blockchain technology and actively encourages it through SAMA's Sandbox, Vision 2030 digital-transformation pillars, and SAMA's own work on Aber, a wholesale central-bank digital currency project with the Central Bank of the UAE. Cryptocurrency trading for retail remains restricted, and SAMA has not licensed retail crypto exchanges, but permissioned blockchain for trade finance, Sukuk tokenisation, supply-chain provenance, and identity is well within the rules. Security tokens fall under Capital Market Authority oversight, payment tokens under SAMA, and utility tokens generally outside financial regulation. We structure each project so the regulatory home is clear from week one, run the SAMA Sandbox application when the use case is novel, and keep a written legal opinion from a Saudi-licensed firm on file before mainnet.

The Personal Data Protection Law took effect in September 2024 with the Saudi Data and Artificial Intelligence Authority (SDAIA) as the enforcing regulator, and it applies to any project handling personal data of Saudi residents, on-chain or off. Because blockchain immutability conflicts with the PDPL right to erasure under Article 18, we keep personal data off-chain in encrypted SAR-resident storage and write only cryptographic hashes or zero-knowledge proofs to the ledger. This pattern is now standard across Islamic Development Bank and Saudi National Bank pilots. We deliver a PDPL data-flow diagram, a Data Protection Impact Assessment, and a Records of Processing Activity log in Arabic and English with every project, and structure cross-border transfer only after the SDAIA cross-border transfer assessment is signed.

Yes. We build security-token platforms for Red Sea Project tourism plots, King Abdullah Economic City industrial parcels, and Vision 2030 giga-project residences, structured under the Capital Market Authority security-token framework and AAOIFI Sharia Standard 59. The on-chain layer holds ownership shares, dividend distribution, and secondary-market transfer with KYC and AML gates wired to nafath identity verification and Wathq commercial-registry attestation. The off-chain layer holds title documentation registered with the Ministry of Justice real-estate registry. We have patterned this on tokenisation work done in DIFC and ADGM, adapted for Saudi sovereign-jurisdiction execution, and ship with a CMA-ready prospectus, AAOIFI Standard 59 compliance memo, and CertiK or Hacken audit before any investor onboards.

Vision 2030 targets thirty million annual Umrah pilgrims, more than triple current volumes, and the Ministry of Hajj and Umrah is investing in digital identity, accommodation verification, and supply-chain integrity to absorb that demand. We build pilgrim attestation ledgers that bind a verified nafath or Absher identity to an Umrah or Hajj visa, an approved Mutawif operator, accommodation block, and Zamzam water allocation, written as zero-knowledge proofs on a permissioned Hyperledger Fabric network rather than raw personal data on a public chain. This pattern integrates with Ministry of Hajj operator portals, Saudi Customs at Jeddah Islamic Port, and licensed transport providers between Jeddah, Mecca, and Medina, and ships with PDPL-compliant data handling cleared by SDAIA before launch.

A typical Jeddah blockchain platform (tokenised real estate, trade-finance network, Sharia-compliant settlement) takes sixteen to twenty-six weeks from kickoff to mainnet, assuming a clear Sharia structuring outcome in weeks one and two. Week 1 to 4 covers Sharia structuring, PDPL classification, and NCA ECC and CSCC gap analysis. Week 5 to 12 is smart-contract build, off-chain integration with SAMA-licensed banks or CITC-licensed identity providers, and a private testnet. Week 13 to 18 runs the security audit by CertiK, Hacken, or Halborn, a SAMA Sandbox cohort if applicable, and Sharia board sign-off. Week 19 onward is staged mainnet rollout with monitoring. Hajj season operational freeze windows are respected, so projects kicked off late summer often plan mainnet for after Dhul Hijjah.

Yes. Every Jeddah engagement ships with full Arabic right-to-left support across operator dashboards, investor portals, and Sharia board reviewer interfaces, built on bidirectional CSS logical properties rather than retrofitted mirroring. We handle Hijri date display alongside Gregorian for prayer-time-sensitive operations, Hajj and Umrah window scheduling, and Sukuk coupon calendars, using accepted libraries that match Umm al-Qura and Saudi calendar conventions. Numeric formatting respects Arabic-Indic digits when configured, and our bilingual technical writers deliver operator manuals and audit narratives in Modern Standard Arabic and English in parallel so internal Sharia officers and external SAMA examiners can review the same source material.