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Fintech Software Development Services

Financial Software Development Company.

Codazz is a financial software development company building payment systems, neobanks, lending platforms and crypto infrastructure. Our fintech software development services ship with PCI-DSS, KYC/AML and financial-grade security engineered in from day one.

$2B+
Transactions Processed
99.99%
Uptime SLA
PCI-DSS
Compliant
Live market data on a trading dashboard

Independently audited, certified and built to standards you can check

  • SOC 2 Type II certified
  • ISO/IEC 27001:2022 certified
  • AWS Cloud Operations Services Competency
  • AWS Security Competency

What we build for Fintech

PCI-DSS Level 1 CertifiedSOC 2 Type II CompliantISO 27001 AlignedTop Fintech Developer 2024AWS Financial Services PartnerStripe Verified Partner

A financial software development company builds the systems banks, lenders and fintechs run on: payment processing, core banking and ledgers, loan origination, trading and wealth platforms, and financial services compliance software. Codazz builds these systems to PCI-DSS and SOC 2 requirements, with tokenization, HSM-backed key management, automated KYC/AML screening, transaction monitoring, and integrations with Stripe, Plaid, Dwolla, Marqeta and Galileo. Fintech software development services cover the full build.

Why Fintech Companies Choose Codazz

  • Security-First Architecture

    We build with encryption at rest and in transit, tokenization, HSM integration, and zero-trust networking. Your financial data is protected at every layer of the stack.

  • Regulatory Compliance Built In

    PCI-DSS, SOX, KYC/AML, GDPR, and state-level money transmitter requirements are baked into our development process from sprint one.

  • Real-Time Transaction Processing

    Sub-second payment processing, real-time balance updates, and event-driven architectures that handle millions of transactions without breaking a sweat.

  • Fraud Detection & Prevention

    ML-powered fraud scoring, velocity checks, device fingerprinting, and behavioral analytics that catch suspicious activity before it costs you money.

Who Needs Fintech Development?

01

Neobanks & Digital Banks

Building digital-first banking experiences with seamless onboarding, real-time notifications, and modern financial products.

02

Payment Companies

Processing millions of transactions with sub-second latency, multi-currency support, and PCI-compliant infrastructure.

03

Lending Platforms

Automated underwriting, credit scoring, loan origination, and portfolio management systems that scale.

04

Crypto & DeFi Projects

Wallet infrastructure, exchange platforms, smart contract development, and blockchain integrations.

05

Investment & WealthTech

Robo-advisors, portfolio management tools, market data platforms, and trading infrastructure.

Fintech Development by the Numbers

Whether you are building a neobank, a payment gateway, or a lending platform, Codazz brings the regulatory knowledge, security expertise, and engineering firepower to ship financial products that institutions trust and consumers love. We do not just build apps — we build financial infrastructure.

$2B+

Transactions Processed

Across all platforms

99.99%

Uptime SLA

Mission-critical systems

50+

Fintech Projects

Delivered globally

< 200ms

Processing Time

End-to-end latency

Platforms and partners our clients build with

StripePlaidSquarePayPalWiseRevolutCoinbaseRobinhoodBrexAffirmChimeSoFi

Why Codazz for Fintech

Built for Financial Grade Performance.

  • Bank-Grade Security

    End-to-end encryption, tokenization, HSM integration, and zero-trust architecture that passes the strictest security audits.

  • Regulatory Expertise

    PCI-DSS, SOX, KYC/AML compliance built into our development process. We have navigated financial regulations across multiple jurisdictions.

  • Real-Time Processing

    Event-driven architectures that process millions of transactions per day with sub-200ms latency and 99.99% uptime.

  • ML-Powered Fraud Prevention

    Real-time fraud scoring, behavioral analytics, and risk models that protect your platform and your users.

  • Multi-Currency & Global

    Multi-currency processing, cross-border payments, and compliance with international financial regulations.

  • Long-Term Partnership

    Ongoing support, compliance updates, and feature development as financial regulations and technology evolve.

The stack behind the platforms

  • Backend

    Node.jsGoPythonJavagRPC
  • Frontend

    ReactNext.jsReact NativeTypeScript
  • Database

    PostgreSQLRedisMongoDBTimescaleDB
  • Security

    VaultHSMAES-256OAuth2mTLS
  • Cloud & Infra

    AWSKubernetesTerraformKafka
  • Integrations

    StripePlaidDwollaMarqetaGalileo

Built into every project

AI Fraud Detection

ML models that score transactions in real-time

Blockchain Integration

Smart contracts and DeFi protocol development

Zero-Trust Security

Multi-layer authentication and encryption

Real-Time Analytics

Live dashboards for transaction monitoring

Cloud-Native Infra

Auto-scaling for peak transaction volumes

Mobile Banking

Native iOS and Android financial apps

Multi-Currency

Cross-border payment processing

KYC Automation

AI-powered identity verification

Regulatory Reporting

Automated compliance documentation

API-First Design

RESTful and GraphQL financial APIs

Frequently asked questions

Common questions about our fintech software development services, compliance capabilities, and technical approach.

Ask our team
  • Yes. PCI-DSS compliance is core to our fintech development process. We implement tokenization, encryption at rest and in transit, secure key management with HSMs, and network segmentation. We help clients achieve and maintain PCI-DSS Level 1 certification.

Let’s build something worth keeping.

Tell us what you are trying to build. A senior engineer will come back within one working day with a scope, a timeline and a fixed price.