Neobanks & Digital Banks
Building digital-first banking experiences with seamless onboarding, real-time notifications, and modern financial products.
Fintech Software Development Services
Codazz is a financial software development company building payment systems, neobanks, lending platforms and crypto infrastructure. Our fintech software development services ship with PCI-DSS, KYC/AML and financial-grade security engineered in from day one.

Independently audited, certified and built to standards you can check

A financial software development company builds the systems banks, lenders and fintechs run on: payment processing, core banking and ledgers, loan origination, trading and wealth platforms, and financial services compliance software. Codazz builds these systems to PCI-DSS and SOC 2 requirements, with tokenization, HSM-backed key management, automated KYC/AML screening, transaction monitoring, and integrations with Stripe, Plaid, Dwolla, Marqeta and Galileo. Fintech software development services cover the full build.
We build with encryption at rest and in transit, tokenization, HSM integration, and zero-trust networking. Your financial data is protected at every layer of the stack.
PCI-DSS, SOX, KYC/AML, GDPR, and state-level money transmitter requirements are baked into our development process from sprint one.
Sub-second payment processing, real-time balance updates, and event-driven architectures that handle millions of transactions without breaking a sweat.
ML-powered fraud scoring, velocity checks, device fingerprinting, and behavioral analytics that catch suspicious activity before it costs you money.
Building digital-first banking experiences with seamless onboarding, real-time notifications, and modern financial products.
Processing millions of transactions with sub-second latency, multi-currency support, and PCI-compliant infrastructure.
Automated underwriting, credit scoring, loan origination, and portfolio management systems that scale.
Wallet infrastructure, exchange platforms, smart contract development, and blockchain integrations.
Robo-advisors, portfolio management tools, market data platforms, and trading infrastructure.
Our Fintech Solutions
From payment processing to blockchain infrastructure, we build every layer of fintech with security, compliance, and performance at the core.
Payments
PCI-DSS compliant payment gateways, multi-currency processing, recurring billing, and real-time settlement systems with fraud prevention built in.
Banking
Core banking integrations, digital account opening, card management, real-time notifications, and mobile-first banking experiences.
Lending
Automated underwriting, credit scoring models, loan origination systems, and portfolio management dashboards.
Crypto
Wallet infrastructure, exchange platforms, smart contract development, DeFi protocols, and blockchain integrations.
Investing
Robo-advisors, portfolio management, market data platforms, and trading infrastructure with real-time analytics.
Compliance
KYC/AML automation, transaction monitoring, regulatory reporting, and compliance management platforms.
Whether you are building a neobank, a payment gateway, or a lending platform, Codazz brings the regulatory knowledge, security expertise, and engineering firepower to ship financial products that institutions trust and consumers love. We do not just build apps — we build financial infrastructure.
$2B+
Transactions Processed
Across all platforms
99.99%
Uptime SLA
Mission-critical systems
50+
Fintech Projects
Delivered globally
< 200ms
Processing Time
End-to-end latency
Platforms and partners our clients build with
Why Codazz for Fintech
End-to-end encryption, tokenization, HSM integration, and zero-trust architecture that passes the strictest security audits.
PCI-DSS, SOX, KYC/AML compliance built into our development process. We have navigated financial regulations across multiple jurisdictions.
Event-driven architectures that process millions of transactions per day with sub-200ms latency and 99.99% uptime.
Real-time fraud scoring, behavioral analytics, and risk models that protect your platform and your users.
Multi-currency processing, cross-border payments, and compliance with international financial regulations.
Ongoing support, compliance updates, and feature development as financial regulations and technology evolve.
ML models that score transactions in real-time
Smart contracts and DeFi protocol development
Multi-layer authentication and encryption
Live dashboards for transaction monitoring
Auto-scaling for peak transaction volumes
Native iOS and Android financial apps
Cross-border payment processing
AI-powered identity verification
Automated compliance documentation
RESTful and GraphQL financial APIs
Platforms we designed, built and still support.

FinTech
Rebuilt a real-time trading engine for 100K+ users — sub-50ms latency and 99.99% uptime.

Healthcare
A HIPAA-compliant patient platform that has handled 200K+ consultations and cut consultation time by 60%.

E-Commerce
Redesigned checkout and storefront for 2M+ monthly visitors, tripling revenue with 1.2-second page loads.
Common questions about our fintech software development services, compliance capabilities, and technical approach.
Ask our teamYes. PCI-DSS compliance is core to our fintech development process. We implement tokenization, encryption at rest and in transit, secure key management with HSMs, and network segmentation. We help clients achieve and maintain PCI-DSS Level 1 certification.
Absolutely. We have deep experience integrating with core banking systems, card networks, ACH processors, and third-party APIs like Plaid, Stripe, Marqeta, and Galileo. We handle the complexity of legacy system integration while building modern user experiences.
We build automated KYC/AML workflows with identity verification (document + selfie), sanctions screening, PEP checks, and transaction monitoring. We integrate with providers like Jumio, Onfido, and Socure while maintaining audit trails for regulatory examinations.
We have built payment systems processing millions of transactions daily with sub-200ms latency. Our event-driven architectures use Kafka for reliable message processing, Redis for caching, and PostgreSQL with optimized indexes for transaction storage.
Yes. We have built wallet infrastructure, exchange platforms, smart contracts on Ethereum and Solana, and DeFi protocol integrations. We understand both the technical and regulatory aspects of crypto development.
We implement defense-in-depth: encryption at every layer, zero-trust networking, regular penetration testing, dependency scanning, secure SDLC practices, and SOC 2 aligned processes. Every commit goes through security review, and we conduct quarterly security assessments.
Tell us what you are trying to build. A senior engineer will come back within one working day with a scope, a timeline and a fixed price.