Blockchain & Web3 Development Company in Frankfurt

MiCA authorisation work does not fit a rate card. Frankfurt Web3 engagements are priced fixed-fee against a written statement of work, never open-ended T and M. A scoped MiCA CASP readiness assessment with gap analysis, AML programme review, and an outline authorisation pack is a six to ten week engagement. A tokenised bond issuance platform aligned with the eWpG and the KfW 2024 reference pattern adds custodian integration and BaFin notification handling. Full MiCA CASP technology builds add custody integration, travel rule under the Funds Transfer Regulation recast, market abuse surveillance, and DORA controls. Frankfurt sits above Berlin because of the BaFin authorisation premium and the Deutsche Börse, Deutsche Bank, and Commerzbank talent draw. We quote fixed-fee against a written statement of work, not open-ended T and M.

The Markets in Crypto-Assets Regulation has applied since 30 December 2024 for asset-referenced and e-money tokens, and from 30 June 2024 for stablecoin issuers. Crypto-asset service providers (CASPs) need authorisation from BaFin under a single EU passport. Our delivery covers a full authorisation pack including the programme of operations, governance arrangements, prudential safeguards, internal control mechanisms, complaints handling, conflicts of interest policy, and the ICT and operational resilience description that DORA layers on top. White papers for non-MiCA-excluded tokens are drafted against the ESMA template, reviewed for the fourteen mandatory content categories, and filed with BaFin in German and English where the issuer plans EU-wide marketing.

BaFin granted Germany a head-start on EU crypto custody licensing through the 2020 amendment to section 1 paragraph 1a sentence 2 number 6 of the KWG. More than thirty firms now hold the licence, including Commerzbank, DZ Bank, Bitpanda Custody, Tangany, finoa, and Coinbase Germany. For clients pursuing authorisation we deliver the technology evidence pack covering wallet architecture, key ceremony, segregation of customer assets, signing infrastructure (typically Fireblocks, Copper, or self-custody with HSM-backed MPC), business continuity, and DORA operational resilience controls. For clients integrating with an existing custodian we ship the connector, the Auslagerungsregister entry, and the MaRisk AT 9 outsourcing review documentation. The licence transitions to a MiCA CASP authorisation under the grandfathering window agreed by BaFin.

Yes. The Electronic Securities Act has been live since June 2021. It allows debt securities, fund shares, and from 2023 equity-like instruments to be issued as either central register securities (Zentralregisterwertpapiere) on a CSD like Clearstream, or as crypto securities (Kryptowertpapiere) on a permissionless or permissioned DLT under a registrar licensed by BaFin. We have shipped issuance platforms following the KfW June 2024 crypto-backed digital bond pattern on Polygon, including the BaFin notification, the registrar integration with firms like Cashlink and 21X, the paying agent automation, and the secondary market connection where the issuer plans to list on a DLT Pilot Regime venue. The platform ships a complete legal evidence pack reviewed by a Frankfurt-based law firm against the BaFin merkblatt.

DORA has been binding on EU financial entities since 17 January 2025, and the EBA, ESMA, and EIOPA have explicitly extended their supervisory expectations to MiCA-authorised CASPs. Blockchain projects sit awkwardly under DORA because the node provider, the custodian, and the smart contract auditor are all ICT third parties, often with limited contractual exit options. We map every blockchain component into the register of information, classify the function as critical or important where it carries client assets or trading flows, build threat-led penetration testing scenarios for the wallet stack and the custody integration, and document a reversibility plan to a different node provider or custodian. Major incident reporting hits the four-hour initial notification target through a dedicated runbook integrated with the institution's existing DORA tooling.

On custody we have integrated with Commerzbank, DZ Bank (through DWP Bank), Bitpanda Custody, Tangany, finoa, Fireblocks, BitGo Germany, Copper, and Sygnum Bank Switzerland where Swiss FINMA custody is acceptable for German clients. On nodes and RPC we use Blockdaemon Frankfurt, Chainstack EU, Alchemy, QuickNode, Infura, and self-managed Geth, Reth, or Erigon clusters on AWS eu-central-1 or Azure Germany West Central for clients needing operational sovereignty. Bridges and oracles route through Chainlink CCIP, LayerZero, and Wormhole where the security model has been independently audited. Every third-party arrangement is documented in the Auslagerungsregister with an exit clause, a reversibility test, and a contractual right of access for BaFin and the ECB under DORA.

Yes. Deutsche Börse operates Clearstream's D7 digital post-trade platform, the 360X marketplace, and is an active participant in the EU DLT Pilot Regime. Our engagements have covered D7 issuance integration for tokenised bonds, secondary market connectivity for clients listing on 360X, and DLT Pilot Regime trading surfaces for multilateral trading facilities that combine trading and settlement on the same DLT. The technical work sits alongside ECB and BaFin supervisory dialogue, which our clients lead with their own counsel. We provide the technology architecture, the regulatory mapping document, and the audit-grade evidence pack that the Deutsche Börse onboarding desks expect before they open a connection.

Our engineering hubs are in Edmonton and Chandigarh, with a New York office covering North American buyers. Chandigarh hours overlap Frankfurt mornings cleanly from 2:30am to 7am CET on the Indian side, then run continuous CET coverage through 4pm. Edmonton picks up late CET afternoon into the evening, which suits DORA incident drills and BaFin Sonderprüfung evidence requests that arrive late in the European day. Codazz is fixed-fee against a written statement of work. German-language regulatory packs, Auslagerungsregister entries, and Sonderprüfung evidence are delivered by native German speakers on the Chandigarh team coordinated with a Frankfurt-based law firm and a BaFin-experienced compliance consultant on a per-engagement basis.